Credit card plays an essential role in your life. If you have a credit card, it feels like you are a rich person or businessman. The reason behind I said about feeling rich is that maintaining a credit score is difficult, because financially there are ups and down. I’m not judging any individual, and no one else should judge someone. We all have to step out from such a financial crisis. If you have a bad credit score, then you will consider surge card. And yes, I was too in such a terrible situation.
What is a Surge card?
Continental Finance governs the Surge credit card which is issued by Celtic Bank. Surge card is of three types- unsecured card, a partially secured card, or a fully secured card. According to your credit history and score, you’ll have any one of the surge cards. If you consider using this card, then only use it till you rebuilt your credit score or FICO score to a good point. Once you are eligible for any mid-tier card, you have to use this card less.
Surge card doesn’t have many options or any extra benefits; it just helps to achieve a better score. Surge card allows users to check their personal data and manage payment history. This card is beneficial in terms of payment history, all major credit bureaus check all actions related to this card. If you wisely use this card, there is a probability to rebuild your credit or FICO score.
Keep reading further I will explain about surge credit card login, advantages, disadvantages and much more.
Pros of Surge card
- Users can still avail an online account, if they are dealing with low credit score.
- Payments can be done using this card. Users can check their payment history and billing details.
- No other benefits are available for this card.
Cons of Surge card
- A user should have checking account to applyfor credit card.
- Surge card also requires $100 to $500 as a security deposit.
- Initially this card hasa limit of $500, but after paying the annual fee, the credit will only have a limit of $375.
- The annual fee of this card for the first year is $125, and after its $96 per year. It is expensive because the best-secured card has fees less than $40.
- Surge card is known as the most expensive card in terms of charges and penalty fees.
Surge card has fewer benefits with a lot of expenses, it’s better you read each and every point before applying for this card.
How to login in for Surge credit card?
- Open the official page of surge card.
- Enter into the login option.
- Insert your username and password.
- Enter the details to access your account.
Initially logging in for the first time, you will be prompted to activate your card. To activate your card further check out the details:
- Visit the official page, and search for the registration box, near the login option.
- Click on register, and enter your card number, name, address and personal details to activate your card.
My final opinion
If you are qualified only for this card, then just stays focused and try to rebuild your credit score. Try to improve your credit card score in the initial stage of the surge card. I would like to wrap my article, don’t get confused because I have discussed each point adequately.